National Electronic Payment System for Public Transportation
Simple, Fast, and safe payments.
The National Electronic Payment System for Public Transportation (SINPE TP) is a payment platform that provides public transport users with a modern, user-friendly, and inclusive payment experience. The main entities responsible for the facility’s development include the Ministry of Public Works and Transportation (MOPT, by its acronym in Spanish), the Public Transportation Council (CTP, by its acronym in Spanish), the Public Services Regulatory Authority (ARESEP, by its acronym in Spanish), the Costa Rican State-Owned Rail Authority (INCOFER, by its acronym in Spanish), the Central Bank of Costa Rica (BCCR, by its acronym in Spanish), and the country’s main bus operators’ associations.
Since September 2021, the system has operated on all routes of the urban passenger rail service managed by INCOFER, and since April 2022, it has been implemented for the first regular bus routes, as a preliminary step of the gradual implementation process toward nationwide deployment.
The system operates with debit, credit, and prepaid cards issued by national and international financial institutions, under the EMV standard and contactless payment technology of the VISA, MasterCard, and soon American Express brands. Accordingly, its infrastructure allows passengers to pay fares using the same payment instruments used in retail establishments, including accessory methods linked to those cards, such as mobile phones, stickers, wristbands, watches, and similar devices.
The SINPE TP service is a public infrastructure developed to modernize the public transport fare collection system and promote efficiency, security, and the proper functioning of the Costa Rican payment system.
Courses and Material on SINPE TP
• Course for the administrative staff of transportation operators: It offers training on SINPE TP operations and administrative tools for information management. Click on
this link for access. (*Information in Spanish.)
• Course for public transportation drivers: The course allows bus drivers to understand SINPE TP operation and address user inquiries during service use. Click on
this link for access. (*Information in Spanish.)
Additional material (in Spanish) is available for the dissemination of information about SINPE TP among transportation companies and the public:
SINPE TP Operators
SINPE TP Validation System Registry
This registry contains the official list of validation devices (readers) approved by the BCCR, duly accredited to operate within the SINPE TP payment ecosystem in accordance with the Payment System Regulation and its technical standards.
Lector
| L-001-2022
| 12 de setiembre de 2022
| FEIG ELECTRONIC GmbH
| cVEND plug flex II |
| SINPE-TP L-001-2022
|
Validador
| V-001-2022
| 12 de setiembre de 2022
| AUROTRANSIT TECHNOLOGIES PVT. LTD.
| SCV500+ touchscreen | Fintech Engineering Solutions S.A. (FES)
|
|
Validador
| V-003-2023
| 13 de setiembre de 2023
| MIKROELEKTRONIKA spol. s r. o.
| CVB5z (CVB57.CR) touchscreen
| GRUPO LOGIN
| SINPE-TP - V-003-2023
|
Validador
| V-004-2023
| 20 de octubre de 2023
| OPTOCONTROL JIBF S.A.
| OptoPay touchscreen
| OPTOCONTROL JIBF S.A.
| SINPE-TP - V-004-2023
|
Validador
| V-006-2023
| 25 de noviembre de 2025
| SONDA S.A.
| Telpo T20
| SONDA TECNOLOGÍAS DE INFORMACIÓN DE COSTA RICA
| SINPE-TP - V-006-2025
|
Acquiring service fees
2026
| Banco BAC San José
| Transacciones de tarjetahabientes de BAC Credomatic
| 1,025%
|
Banco Nacional de Costa Rica
| Transacciones de tarjetahabientes del Banco Nacional de Costa Rica
| 1,025%
|
Banco BAC San José
| Transacciones de tarjetahabientes de otros emisores
| 1,050%
|
2025
| Banco BAC San José
| Transacciones de tarjetahabientes de BAC Credomatic
| 1,050% |
Banco Nacional de Costa Rica
| Transacciones de tarjetahabientes del Banco Nacional de Costa Rica
| 1,050%
|
Banco BAC San José
| Transacciones de tarjetahabientes de otros emisores
| 1,100%
|
2024
| Banco BAC San José
| Transacciones de tarjetahabientes de BAC Credomatic
| 1,070%
|
Banco Nacional de Costa Rica
| Transacciones de tarjetahabientes del Banco Nacional de Costa Rica
| 1,070%
|
Banco BAC San José
| Transacciones de tarjetahabientes de otros emisores
| 1,140%
|
Other Relevant Documents (all in spanish)