2012 the amount of payments made
through SINPE grew by 11% as compared to 2011, with the main reason for this
outcome being an increase in use of services such as transfers to third
parties and debiting in real time.
Moreover, money movement services and payments with cards accounted for this
growing trend over the past few years. Following is a statistical overview on
the evolution of transactions in SINPE services. To this end, services are grouped according to the following criteria:
Real Time: Transactions
are processed and funds are credited and confirmed in real time. This is time
spent by technological platforms interacting to automatically accredit or
debit an amount into a destination account without the process involving any
Multilateral t+1: Transactions are netted and then liquidated, the following working
day after they are sent by SINPE -i.e., in t+1.
Value trading: Transactions
processed and liquidated involve public book entry securities.
Other services: Miscellaneous services are offered to
support those services under the above categories.