individual/juridical person processing the payment:
■ Regular payments - A client may establish
business relations with providers, or pay salaries, without them having
to have an account with the same financial entity, since payments are
made to any account as indicated.
■ More efficiency in payments - All you
need to do is send an electronic file to your financial entity with the
"payroll" or list of payments to be made, in the format and other
requirements defined by the financial entity. Moreover, you will receive
information on which accounts could not be paid, so you may take the
steps to correct the situation.
individual/juridical person receiving the payment:
■ Funds are received easily and safely -
Funds are electronically credited to your account, thereby eliminating
the risk of theft or loss.
■ Funds may be deposited to the financial
entity of your choice, so there is no need to open an account with the
same financial entity of the payer.
■ Regulated terms for fund crediting - If
the financial entity does not credit the amount to the account at the
time established in the regulations at most, the client may file a claim.