The National System of
Electronic Payments (SINPE) is a technological platform developed and
managed by the Central Bank of Costa Rica, connecting the country’s financial
entities and public institutions through a private telecommunication network
that allows for electronic cash transfers to be made between so-called "cuentas cliente", as well as to
participate in trading markets organized by BCCR through this platform.
technological platform was launched on 17th of April 1997. It
started by providing check compensation and cashing services, thereby
streamlining check cashing, since at that time these were such a significant
means of money movements.
services have been developed since then, to expedite and reduce risks not
only for SINPE’s direct members, but also to their clients. Among these
services it is worth mentioning: cash transfers to third parties, direct
loans, direct debiting, and other services, thereby offering options for cash
movements among financial entities.
is a registered trademark owned by the Central Bank of Costa Rica. Use of its logos
and images is regulated by a trademark manual (Manual
de marca - SINPE.) Any
person or entity wishing to use this trademark must previously ask the
Central Bank of Costa Rica for a written authorization, indicating
the reasons and the use they wish and undertake to do of said trademark.